Back in college, a friend wanted me to go with him to Mountain Lake (one of only two natural lakes in Virginia) and then over the mountain to the border-locked town of Waiteville, West Virginia. On the way down Mountain Lake Road on the back side, we came to a ford with high water (about 2 feet). The road was freshly graveled with #2 rock, which is difficult to run in water at any depth. He insisted that we keep going, so I tried to get him to let me drive. (Also reminded him that this was probably one of several). Instead, we got knee-deep and he stopped. Then I had to get out and switch with him. It was about 30oF outside, and the water wasn't much warmer. We got out OK, and of course the water was deeper at the next ford. In all, there were three fords on the way down. IIRC, it was a 1972 Chevy Nova.
Looking at the map, these fords were on different creeks. Quite frankly, I was worried that we were going to cross the same creek numerous times, each time getting deeper (as is common on the West Virginia side).