Frustrated visitors sue National Park Service over cashless policies

[kkt]

Some people oppose eliminating the $1 bill out of concern that a $1 coin is hard to use for tips at a strip club. (Which invariably leads to jokes about using the "coin slot.")

$1 isn't much of a tip!

I've wondered about that.  The last time I was in a strip club was circa 2002.  What is the proper tipping amount nowadays at a modern strip club?  Are dudes handing out $5 bills or something?

I haven't been to a strip club at all, I'm just thinking minimum wage here is $20 an hour so a dollar would be only about 3 minutes' pay, for a job that doesn't even make you get naked.

[Max Rockatansky]

Some people oppose eliminating the $1 bill out of concern that a $1 coin is hard to use for tips at a strip club. (Which invariably leads to jokes about using the "coin slot.")

$1 isn't much of a tip!

I've wondered about that.  The last time I was in a strip club was circa 2002.  What is the proper tipping amount nowadays at a modern strip club?  Are dudes handing out $5 bills or something?

I haven't been to a strip club at all, I'm just thinking minimum wage here is $20 an hour so a dollar would be only about 3 minutes' pay, for a job that doesn't even make you get naked.

My assumption is based off the fact that it was at the time proper etiquette to give dancers two or three $1 bills. For the most part the grouping for those visits was me, my brother and two to four mutual friends.  I can see that scenario becoming profitable if $5s are in play.

And yes, strip clubs are a waste of money.  I didn't take much enjoyment in handing out money and hanging out with sloshed acquaintances in venues like that.

[kkt]

My current car I bought from a dealer without a loan, but they wanted me to write up a complete loan application AND get a cashier's check.  I did.  Maybe they get points for writing up a loan even though the loan would be retired before the first payment is even due?  They did say they would not except cash for the full amount.  Which is just as well, I guess.  What if I was mugged on the way from the bank?  That would suck.

[kkt]

Some people oppose eliminating the $1 bill out of concern that a $1 coin is hard to use for tips at a strip club. (Which invariably leads to jokes about using the "coin slot.")

$1 isn't much of a tip!

I've wondered about that.  The last time I was in a strip club was circa 2002.  What is the proper tipping amount nowadays at a modern strip club?  Are dudes handing out $5 bills or something?

I haven't been to a strip club at all, I'm just thinking minimum wage here is $20 an hour so a dollar would be only about 3 minutes' pay, for a job that doesn't even make you get naked.

My assumption is based off the fact that it was at the time proper etiquette to give dancers two or three $1 bills. For the most part the grouping for those visits was me, my brother and two to four mutual friends.  I can see that scenario becoming profitable if $5s are in play.

And yes, strip clubs are a waste of money.  I didn't take much enjoyment in handing out money and hanging out with sloshed acquaintances in venues like that.

Yeah, I'd be thinking fives at a minimum if you want the girl to continue to (appear to) be enthusiastic about dancing.

[Rothman]

My dealership explicitly said no to big bag of cash.

[Max Rockatansky]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

[Rothman]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

[Road Hog]

A $2,000 down payment is 20 benjamins ... hardly a "bag of cash."

[Rothman]

A $2,000 down payment is 20 benjamins ... hardly a "bag of cash."

We're talking about paying 100% cash...yes, dealerships will take smaller amounts...

[Max Rockatansky]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

[vdeane]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

Would it be a brown bag with a $ sign on it?  Bonus points if you show up wearing a black and white shirt and a mask.

[Max Rockatansky]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

Would it be a brown bag with a $ sign on it?  Bonus points if you show up wearing a black and white shirt and a mask.

Or wrap it up in plastic like it is a drug cartel purchase.

[Rothman]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

[Scott5114]

$1s are still going to be the most-used, though, because they're the only bill that has a quasi-legitimate reason to have 4 in the same transaction. (This assumes you're like 99% of the population that pretends $2 bills don't exist, of course.)

You never bought a car for cash, do you?

If you're implying I forgot about $100s, remember I was a casino cashier. I paid out $212,000 in cash one day.

$100s have an entirely different circulation pattern than any other bill because they are the highest denomination in use today. For one thing, because of the US dollar's status as a global reserve currency, a big chunk of the $100s printed are held outside the borders of the United States. For another, most of the transactions where a $100 changes hands are immediately followed with the $100 getting deposited in a bank (since businesses can't use them as change there's zero reason to keep them onsite). Furthermore, most people are not going to do a transaction of $400 or greater in cash (anywhere outside of a casino, anyway). Thus, the $100 is really not all that relevant to a discussion of how long paper money lasts in circulation since it has so many weird quirks that make it not comparable to the other denominations.

[LilianaUwU]

As for the stripper thing, a "danse à dix" (literally "ten dollar dance") is common here in Québec, though I'm led to wonder if inflation made it a "danse à vingt" ("twenty dollar dance").

[Max Rockatansky]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

I mean hey, I saved myself the hassle of having to buy a bottle of Goo Gone (which may also have a P65 label).

[Scott5114]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

I dunno, money tends to talk with automotive dealers.  Back in 2019 the Subaru dealer insisted they couldn't take the P65 sticker off my Impreza.  They changed their stance quickly when I suggested maybe the transaction wasn't for me.

Taking the sticker off makes it safe.

I haven't consumed the presumably delicious known cancer causing parts of the car yet. 

Pretty strong feelings about a sticker.

[kkt]

A $2,000 down payment is 20 benjamins ... hardly a "bag of cash."

I thought we were talking about the entire cost of the vehicle, not a down payment.  My current car was about $35,000 once they finished with the dealer markup = 350 $100 bills = pretty big bag, a suitcase might be better.

[kalvado]

A $2,000 down payment is 20 benjamins ... hardly a "bag of cash."

I thought we were talking about the entire cost of the vehicle, not a down payment.  My current car was about $35,000 once they finished with the dealer markup = 350 $100 bills = pretty big bag, a suitcase might be better.

That is a stack less than 1.5" high. Overall that is about the size of a sandwich for 35k.
From personal experience - $10k easily fits in a shirt pocket.

[jeffandnicole]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

For businesses with large transactions, the $10k threshold is hit regularly. Supermarkets for example: When people pay cash for their groceries, tills easily will eclipse thousands of dollars each. When I worked the Turnpike, I would rake in about $4k on a busy Sunday. And when that's multiplied by 10 lanes in my interchange alone, times 20+ interchanges, it would rack up to over a million many days without much effort. EZ Pass has knocked down the cash transactions significantly, but for many businesses, $10k in cash is just another day.

[Scott5114]

Would they actually say "no" if you did show up with a bag of cash?  They still have to report the transaction if it would be over the Federal reporting limit.  It would come down probably to do they have the ability to store the cash before a deposit and verify the cash isn't counterfeit. 

For businesses with large transactions, the $10k threshold is hit regularly. Supermarkets for example: When people pay cash for their groceries, tills easily will eclipse thousands of dollars each. When I worked the Turnpike, I would rake in about $4k on a busy Sunday. And when that's multiplied by 10 lanes in my interchange alone, times 20+ interchanges, it would rack up to over a million many days without much effort. EZ Pass has knocked down the cash transactions significantly, but for many businesses, $10k in cash is just another day.

The reporting threshold simply causes the recipient to have to file a form with the Treasury Department. If there is a legitimate business reason for $10k to change hands, nothing else happens. It's mostly only when someone is throwing a bunch of cash around but not actually spending any that draws attention. (The classic example scenario is someone going to a blackjack pit and buying $10k worth of purple $500 chips, playing two hands, then cashing the remaining $9,000 out, which there's really no explanation for other than money laundering or the customer not being a rational actor.)

[noelbotevera]

My thought process when someone pays with cash at a (restaurant, grocery store, etc.):

"Dude, what's taking so long...?"
"Oh my god, are they paying with cash? Great, they're counting out a bunch of twenties. Maybe they'll hand it over and count out the change quickly."
"They're taking out more bills? You bought like three items! There's no way you need to pay with three $20 bills!"
"uuuuuuuuuuuuuuuuuuuuuggggggggggghhhhhhhhhhh"
"That didn't take so long!"

Really though, credit cards aren't a new invention. You've had like 40 years to get one, why are you still paying with cash? And why make a huge fuss over it?

It's not like the people visiting national parks like Death Valley can't afford to have a credit/debit card with a bank. They probably spent a bunch of money to travel there and rent a room for a couple of nights.

[freebrickproductions]

Really though, credit cards aren't a new invention. You've had like 40 years to get one, why are you still paying with cash? And why make a huge fuss over it?

Probably wanting to make it hard for companies to track their purchases or something like that. After all, money is fairly anonymous, at least compared to checks or cards...

[Scott5114]

My thought process when someone pays with cash at a (restaurant, grocery store, etc.):

"Dude, what's taking so long...?"
"Oh my god, are they paying with cash? Great, they're counting out a bunch of twenties. Maybe they'll hand it over and count out the change quickly."
"They're taking out more bills? You bought like three items! There's no way you need to pay with three $20 bills!"
"uuuuuuuuuuuuuuuuuuuuuggggggggggghhhhhhhhhhh"
"That didn't take so long!"

Really though, credit cards aren't a new invention. You've had like 40 years to get one, why are you still paying with cash? And why make a huge fuss over it?

It's not like the people visiting national parks like Death Valley can't afford to have a credit/debit card with a bank. They probably spent a bunch of money to travel there and rent a room for a couple of nights.

I've never had a $20 bill decide that, because I'm out of state or even in a different part of town than normal, it suddenly won't be a form of legal tender anymore until I call someone up on a 1-800 number and beg for the right to spend my own money. I've also never had a $20 bill stop working because the power went out.

As a business owner, I've also never had to pay a fee to accept cash.

[TheHighwayMan3561]

My thought process when someone pays with cash at a (restaurant, grocery store, etc.):

"Dude, what's taking so long...?"
"Oh my god, are they paying with cash? Great, they're counting out a bunch of twenties. Maybe they'll hand it over and count out the change quickly."
"They're taking out more bills? You bought like three items! There's no way you need to pay with three $20 bills!"
"uuuuuuuuuuuuuuuuuuuuuggggggggggghhhhhhhhhhh"
"That didn't take so long!"

Really though, credit cards aren't a new invention. You've had like 40 years to get one, why are you still paying with cash? And why make a huge fuss over it?

It's not like the people visiting national parks like Death Valley can't afford to have a credit/debit card with a bank. They probably spent a bunch of money to travel there and rent a room for a couple of nights.

I've never had a $20 bill decide that, because I'm out of state or even in a different part of town than normal, it suddenly won't be a form of legal tender anymore until I call someone up on a 1-800 number and beg for the right to spend my own money. I've also never had a $20 bill stop working because the power went out.

As a business owner, I've also never had to pay a fee to accept cash.

I suppose also, if someone steals your cash, the theoretical damage they can do to your finances is far more limited  than if they get your cards.