Live your own life, and don't try to keep up with the neighbors. I have a nice little house that I maintain inside and out, but if I'm going to do improvements, there has to be a good reason behind it, not because the neighbor got it. If I want something, but don't need it right away, it'll go over to
CamelCamelCamel, and wait until it goes on sale. I make sure to set myself up so that I don't need items in a hurry. My fiscal goals include maximizing my retirement contributions and getting my home paid off. It's not sexy, but it's an important goal to me. I've seen times when those purchases ended up owning the owner instead of vice versa. (Nice boat, but aren't we in a middle of a drought when the water doesn't even REACH the boat ramp at Folsom Dam???)
I also never understood the attraction of alcohol and smoking. From what I could see from my perspective, they were just extremely expensive purchases. I'll settle for my colas. Don't get me wrong, it's ok to drink in moderation, but I have seen the consequences where you go beyond a drink or two. I really didn't want to go down
that path.
As a kid, I would have loved to have all of the premium movie packages. Mind you, this was the 1980s where VCRs were still a rarity, so you caught the movies when you can. Flash forward to my adulthood of today, and I'm extremely choosy of which streaming services I have... partially because my time is extremely limited and I'm an adult caretaker. I'm still the physical media collector because I don't trust the availability of movies on the streaming services.
Which leads me to another change... for many homes, the television set was a notable feature in the living or family room. Not mine. There is a TV in my home office and a TV in the master bedroom... and that's it. I do want to set up a room with a home theater system, but that is several years away.
I did grow up with frugal German parents, and two of the phrases that I hated were "you have to have the latest and greatest" and "Are you going to pay for that?". First off, "latest and greatest".... but then I turn around and make it last for years. There are actually features that are worth paying for in the "deluxe" model that are missing in the cheap "base" model. Take my garage door opener. It has a battery backup in case of a power outage, WiFi connectivity, and a feature to close the garage door automatically after a certain amount of time. (I had one too many "did I leave the garage door open? Let me turn around and drive back 30 minutes only to see that it was closed" moments). As a bonus, it's a way for Amazon to deliver packages securely. You won't believe how nice it is when the washing machine and dryer interfaces with Alexa and lets me know when the washing machine and dryer are done.... especially when I'm working away on the other side of the house. Secondly, "Are you going to pay for that?" doesn't have the same meaning. The last time that was used by my mother on me was at Sam's Club in regards to a cart to help with gardening supplies, and when she used that phrase on me, that cart turned into a purchase. That cart has turned to be extremely helpful over the years.