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Non-Road Boards => Off-Topic => Topic started by: chays on March 11, 2017, 05:12:06 PM

Title: Correcting an incorrect car title
Post by: chays on March 11, 2017, 05:12:06 PM
This might not be the best place to ask this but...
I am selling my car.  I thought I had previously sold it to someone that I trusted, but their check to me bounced.  When I confronted them, they basically just told me to take the car back and handed the keys over, as well as the title (he had only had it a couple of days).

So my question is, I wrote in that person's name and information on the title.  Now that I have it back, how do I handle the situation when I want to sell it to someone else and sign over the title?
Title: Re: Correcting an incorrect car title
Post by: 1995hoo on March 11, 2017, 05:14:13 PM
Presumably you can get a new certificate of title from the DMV. Shouldn't be too difficult, assuming it's the same title you gave him and he had not re-registered it and re-titled it in his own name. Check their website because you may be able to do it online.

Next time you sell, ask for a cashier's check. An added benefit of that is that when you go to deposit it, if you go to a teller, the check should post the same day because there's no reason for the bank to put a hold on a cashier's check. Depositing it through an ATM won't give the same benefit because the ATM doesn't know it's a cashier's check.
Title: Re: Correcting an incorrect car title
Post by: chays on March 11, 2017, 05:36:17 PM
Presumably you can get a new certificate of title from the DMV. Shouldn't be too difficult, assuming it's the same title you gave him and he had not re-registered it and re-titled it in his own name. Check their website because you may be able to do it online.

Next time you sell, ask for a cashier's check. An added benefit of that is that when you go to deposit it, if you go to a teller, the check should post the same day because there's no reason for the bank to put a hold on a cashier's check. Depositing it through an ATM won't give the same benefit because the ATM doesn't know it's a cashier's check.
I do have possession of the title.  I was hoping for a solution that wouldn't require getting a new one (the car is less than $1000, and the $75 fee would cut into that too much for my liking).

As for the next time I sell...I won't be as trusting.  I'm by nature a very trusting person and I was taken advantage of.  Won't happen again.
Title: Re: Correcting an incorrect car title
Post by: 1995hoo on March 11, 2017, 05:47:35 PM
Increase your asking price for the car by $75.
Title: Re: Correcting an incorrect car title
Post by: roadman on March 13, 2017, 09:24:01 AM
$75 for a duplicate title!  What state of robber barons do you live in?  Here in MA, duplicate title is $25.  And, unless there's a lien on the title - even it it's satisfied (the bank does not inform the RMV of such) - you can request one on line.

Yes, I've had recent experience with this, as I had to obtain a duplicate title (misplaced the original) before I could donate my 1999 Ford Contour.  Turns out, the easiest part was obtaining the "release of lien" letter from the bank that took over the bank that took over the bank that took over the bank that originally held the loan I paid off in 2002.  Faxed them the information, and I got the letter in three days.  Once I went to the RMV with the application and "release of lien" letter, it took them about four weeks to mail me the duplicate title
Title: Re: Correcting an incorrect car title
Post by: SP Cook on March 13, 2017, 10:04:56 AM
If I understand correctly, you filled in the seller and buyer part of the title on the back, but the deal fell through and the prospective buyer gave you the title back having never registered it and thus not having obtained a new title in his name. 

If that is so, then, yes, your remedy is to get a duplicate title.  You cannot erase material on the back of the title.  If its is $75, then it is $75. 
Title: Re: Correcting an incorrect car title
Post by: PHLBOS on March 13, 2017, 04:58:21 PM
$75 for a duplicate title!  What state of robber barons do you live in?
If Chays' listed location is true & current; it would be Florida.
Title: Re: Correcting an incorrect car title
Post by: chays on March 13, 2017, 10:45:50 PM
$75 for a duplicate title!  What state of robber barons do you live in?
If Chays' listed location is true & current; it would be Florida.
Yep, here in Florida $75 is the damage.  I'm sending my wife in to the DMV to see what she can do.  She's worked miracles in the past.
Title: Re: Correcting an incorrect car title
Post by: NJRoadfan on March 14, 2017, 12:01:41 AM
The price is even more ridiculous when you consider that Florida issues electronic titles. In many cases the changes don't involve paper!
Title: Re: Correcting an incorrect car title
Post by: The Nature Boy on March 14, 2017, 09:26:28 AM
The price is even more ridiculous when you consider that Florida issues electronic titles. In many cases the changes don't involve paper!

State governments love charging fees for small things. It's a revenue generator that's politically popular, partially because it's invisible to most people.
Title: Re: Correcting an incorrect car title
Post by: NJRoadfan on March 14, 2017, 03:01:04 PM
FWIW, NJ charges $60 for duplicate/corrected titles. Used to be $25 at one point.
Title: Re: Correcting an incorrect car title
Post by: Brandon on March 14, 2017, 03:25:02 PM
$75 is cheap when compared to Illinois.  The Secretary of State's office charges $95.

http://www.cyberdriveillinois.com/departments/vehicles/basicfees.html
Title: Re: Correcting an incorrect car title
Post by: 1995hoo on March 14, 2017, 06:28:10 PM
Florida has no state income tax and therefore makes up for it in other ways.