I think it's time for this thread to be locked.
I’ll lock it for $29,000. Know anyone with a cool 29k on hand?
Interestingly, I should but don't. I accidentally put too much withholding on my W-4 form (I've since changed it), which means I'm currently below that number but would be above if I didn't make that mistake. At least I'll get it back.
Another reason why MMM is my clone – cash on hand is pretty much identical. Unlike him, though, I do have student debt. My student debt is above 29,000, but my cash on hand plus the value of everything I own (notably my coin collection, although that alone isn't enough) means my net worth is barely positive even after considering student debt.