Minor things that bother you

[mgk920]

My bank here in the Appleton, WI area prefers coin deposits loose and gives full 'face' value on them.    I deposit then when the jars fill up.  I also find that most people grossly under estimate he contents of their coin jars, often by a factor of four or five.  No wonder Coinstar machines, with their 18% commissions, are popular.

I am also expecting, due to inflation, the USA to drop its 'smallest' coins and banknotes and going with higher value (ie, $2, $5) coins within the next few years.

Mike

[formulanone]

I despise the idea of a bank charging me to take back my coins. (I understand if it isn't a financial institution doing it.)I used to roll them up years ago, but that ended about a decade ago, as my credit union put a stop to that and issued the Coinstar machine. Probably should just look into the gift card idea.

I always say I'm going to just buy a few items and pay in coins but never get around to it. I save a few quarters for occasional parking meters when I travel, but they're almost all going cashless.

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

I'm like Remington Steele; I never carry cash, too bulky

They would be doing a service if they'd exchange goods and other services for a fee. They're literally in the business of handling money.

[jeffandnicole]

I am also expecting, due to inflation, the USA to drop its 'smallest' coins and banknotes and going with higher value (ie, $2, $5) coins within the next few years.

Mike

If that were to happen in the next few years, it would have already been discussed and approved.

There's probably an obscene number of laws and rules in both federal and atate governments that tie things down to the penny that would need to be rewritten,

[kernals12]

I am also expecting, due to inflation, the USA to drop its 'smallest' coins and banknotes and going with higher value (ie, $2, $5) coins within the next few years.

Mike

If that were to happen in the next few years, it would have already been discussed and approved.

There's probably an obscene number of laws and rules in both federal and atate governments that tie things down to the penny that would need to be rewritten,

John Oliver did an episode about this a few years ago. Apparently the company in Tennessee that makes the planchets for pennies has fought tooth and nail to keep the penny from being discontinued. It's a classic example of a wasteful government function that persists because the costs are diffuse while the benefits are concentrated.

[1995hoo]

I am also expecting, due to inflation, the USA to drop its 'smallest' coins and banknotes and going with higher value (ie, $2, $5) coins within the next few years.

Mike

If that were to happen in the next few years, it would have already been discussed and approved.

There's probably an obscene number of laws and rules in both federal and atate governments that tie things down to the penny that would need to be rewritten,

While I don't want to get political, the incoming president does not strike me as a person who would be keen on eliminating any of the existing coins or banknotes.

Interestingly, though, federal law recognizes a unit of U.S. currency that is less than one cent: the "mill," which as the name suggests is 1/1000 of a dollar. It dates back to the Coinage Act of 1792 and it's now codified at 31 USC 5101 as enacted in Pub. L. No. 97-258, 96 Stat. 980 (1982). Of course, the Mint hasn't produced a coin worth less than a cent since 1857, when it stopped producing half cents (a half cent was worth five mills). Perhaps the most familiar usage of mills in modern life is in gas prices—as a technical matter, a price like $3.899 refers to three dollars and 899 mills.

So if federal law can recognize the mill without any actual money circulating in such a denomination, surely the same could be true of the penny.

[vdeane]

Meanwhile, the 1913 penny, adjusted for inflation, is 32 cents, so by that logic, everything smaller than a quarter should be discontinued.

[kphoger]

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

The bank doesn't charge me for breaking a $100 bill, nor for swapping a bunch of smaller denominations for a $100 bill.  So why only coins?

I could exchange a hundred $1 bills with no extra fee, but not a hundred $1 coins.  How does that make sense?

[JayhawkCO]

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

The bank doesn't charge me for breaking a $100 bill, nor for swapping a bunch of smaller denominations for a $100 bill.  So why only coins?

I could exchange a hundred $1 bills with no extra fee, but not a hundred $1 coins.  How does that make sense?

The coins are heavier. Much more likely to cause a workplace injury.

[1995hoo]

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

The bank doesn't charge me for breaking a $100 bill, nor for swapping a bunch of smaller denominations for a $100 bill.  So why only coins?

I could exchange a hundred $1 bills with no extra fee, but not a hundred $1 coins.  How does that make sense?

The coins are heavier. Much more likely to cause a workplace injury.

The employees' calves will hurt moving the coins around.

[kernals12]

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

The bank doesn't charge me for breaking a $100 bill, nor for swapping a bunch of smaller denominations for a $100 bill.  So why only coins?

I could exchange a hundred $1 bills with no extra fee, but not a hundred $1 coins.  How does that make sense?

Because the bank will then be able to turn around and use those bills in the course of business. They have no use for coins.

[kphoger]

Because the bank will then be able to turn around and use those bills in the course of business. They have no use for coins.

If banks have no use for coins, then why do they bother to acquire rolls of them every so often?

[JayhawkCO]

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

The bank doesn't charge me for breaking a $100 bill, nor for swapping a bunch of smaller denominations for a $100 bill.  So why only coins?

I could exchange a hundred $1 bills with no extra fee, but not a hundred $1 coins.  How does that make sense?

Because the bank will then be able to turn around and use those bills in the course of business. They have no use for coins.

When I worked at various restaurants, we had to get rolled coinage weekly.

[kernals12]

The Cimarron dealt American luxury brands a major blow in terms of prestige that decade.  I'd argue it was a blow they never really recovered from.

True, but the R107 wasn't the only yuppie toy of the time. Where were the BMW 6 series or the Porsche 911s?

[kernals12]

2 standard restaurant practices that I have to tell them not to do
1) Putting ice in drinks. It melts and dilutes the flavor
2) Putting lettuce, tomato, and onions on hamburgers. I just like cheese and ketchup.

[JayhawkCO]

2) Putting lettuce, tomato, and onions on hamburgers. I just like cheese and ketchup.

This is probably the least surprising thing I've ever read on this forum.

[kkt]

I despise the idea of a bank charging me to take back my coins. (I understand if it isn't a financial institution doing it.)I used to roll them up years ago, but that ended about a decade ago, as my credit union put a stop to that and issued the Coinstar machine. Probably should just look into the gift card idea.

I always say I'm going to just buy a few items and pay in coins but never get around to it. I save a few quarters for occasional parking meters when I travel, but they're almost all going cashless.

The banks are doing you a service by taking away your coins in exchange for a more convenient form of money. It's only reasonable that they charge you.

I'm like Remington Steele; I never carry cash, too bulky

My bank makes plenty of money from me other ways.  They don't have to charge me to accept coins.

[Max Rockatansky]

The Cimarron dealt American luxury brands a major blow in terms of prestige that decade.  I'd argue it was a blow they never really recovered from.

True, but the R107 wasn't the only yuppie toy of the time. Where were the BMW 6 series or the Porsche 911s?

License to Drive has a BMW 6 Series as a plot element if you are looking for something 1980s that featured the brand.

[1995hoo]

2 standard restaurant practices that I have to tell them not to do
1) Putting ice in drinks. It melts and dilutes the flavor
2) Putting lettuce, tomato, and onions on hamburgers. I just like cheese and ketchup.

Why ruin a good burger with ketchup?

[Max Rockatansky]

I prefer to have as much stuff as I can on a burger. 

[webny99]

I prefer to have as much stuff as I can on a burger.

There's a balance. For the best taste, the more toppings the better, but too many toppings (and too many sauces in particular) tend to create a mess.

[Plutonic Panda]

The only thing I don't like on my burger is mayonnaise. And I prefer the onion raw, not grilled unless I'm getting an onion burger obviously.

[Plutonic Panda]

I prefer to have as much stuff as I can on a burger.

There's a balance. For the best taste, the more toppings the better, but too many toppings tend to create a mess.

There are a few places where burgers seem to completely disintegrate. The spicy Houston, Johnny Rockets is one of them. I don't know why but one out of every three times I tend to go there the burger just completely falls apart and I end up having to use a fork just to eat what's left on the plate.

[JayhawkCO]

The only thing I don't like on my burger is mayonnaise. And I prefer the onion raw, not grilled unless I'm getting an onion burger obviously.

Mayo for a Goober Burger is good eatin'.

[Plutonic Panda]

The only thing I don't like on my burger is mayonnaise. And I prefer the onion raw, not grilled unless I'm getting an onion burger obviously.

Mayo for a Goober Burger is good eatin'.

I've been coming around to mayonnaise more and more, but I'm still not a huge fan of it. Two other foods I can't stand are tomato juice or sour cream. Oddly enough, I do love tomatoes.

[JayhawkCO]

The only thing I don't like on my burger is mayonnaise. And I prefer the onion raw, not grilled unless I'm getting an onion burger obviously.

Mayo for a Goober Burger is good eatin'.

I've been coming around to mayonnaise more and more, but I'm still not a huge fan of it. Two other foods I can't stand are tomato juice or sour cream. Oddly enough, I do love tomatoes.

I don't like tomato juice on its own, nor raw tomatoes, but will drink the hell out of a nice, spicy Bloody Mary.